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100,000 Flybuys points when you apply for a Citi Ready Credit personal loan and access $500 in credit

Citi Ready Credit is a personal credit line with an interest rate of 8.9% p.a. for 5 years on the initial balance that you request to be transferred to your bank account. Earn 100,000 Flybuys points if you transfer $500 or more within three months of of approval. A $199 establishment fee applies.


What are 100,000 Flybuys points worth?

It depends on how you redeem them:


Terms and conditions

Offer eligibility: To be eligible to earn 100,000 Flybuys Points, you must be a Flybuys member, apply for this offer by 30 April 2024, request a balance transfer of $1,000 or more within 3 months from approval, and provide a Flybuys membership number linked to an account in your name to NAB within 2 months of NAB’s request for it.  Your NAB account must be open, in good standing (for example, your account is not in default or suspended) and maintain a debit balance until the time the Flybuys points are credited. If you do not provide your Flybuys membership number within 2 months from when NAB first request it, the Flybuys points will be forfeited.

Offer exclusions: This offer is available only once per customer. This offer is not applicable or valid in conjunction with any other advertised or promotional offer. If you have previously received, or are entitled to earn, 100,000 Flybuys Points with this offer, you will not be eligible to earn another 100,000 Flybuys Points with this offer. 

Requesting your Flybuys number: NAB will send you an email to the address maintained on your Citi Ready Credit account requesting your Flybuys membership number from you within 2 months from the date the initial transfer of $1,000 or more was processed. 

Receiving your Flybuys points: The Flybuys Points will be credited to your Flybuys account within 2 months of NAB receiving your Flybuys number. 

About Flybuys:  Membership of Flybuys is your responsibility. Flybuys points are administered by Loyalty Pacific Pty Ltd and subject to the Flybuys member Terms and Conditions, available at flybuys.com.au. Loyalty Pacific Pty Ltd (ABN 82 057 931 334) (trading as Flybuys) receives payment from NAB for the Flybuys points that its members earn in connection with this offer. 

Offer expiry: This offer is valid until 30 April 2024. 

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