For the first time in over six months, earn 2,000 bonus Flybuys points on $100 and $250 Coles Mastercard gift cards at Coles.
You can use these gift cards almost anywhere Mastercard is accepted both in-store and online. They even seem to work when paying the ATO by phone (but not online).
If you purchased five of the $100 Mastercards, you would earn a total of 10,525 Flybuys points (equal to $52.63 or 5,000+ Velocity points) for just $25 in purchase fees.
Here are the details:
- Runs from Wed 5 Aug to Tue 11 Aug 2026
- Only available in-store at Coles
- Limit of five gift cards per Flybuys account
- $5 fee on $100 card, $7 fee on $250 card
- This offer is open to everyone and does not require activation
- Points usually credit in 1-3 days
How it works
Scan your Flybuys card when you buy $100 or $250 Mastercard gift cards in-store at Coles between 5 Aug and 11 Aug 2026.
The bonus points usually credit to your account the following day at around 5-6pm, although delays of a few extra days aren’t uncommon.
You can only earn the 2,000 bonus points up to five times. That’s five times in total, not five per day or five of each denomination of Coles Mastercard.
If you want to purchase more than five of these Mastercard gift cards, your only option is to use another Flybuys account, although you may need to make multiple trips to Coles as most staff won’t let you buy more than five in one day.
This offer will be advertised in the Coles catalogue and on posters at the in-store gift card display. You won’t see it in your Flybuys app. You do not need to activate anything as all Flybuys members are eligible to earn the bonus points.
The $100 Mastercard is the preferred choice as it earns the same 2,000 points bonus as the more expensive $250 card. That being said, the $100 denomination usually sells out much faster so sometimes you have no choice but to buy the $250 denomination.
To use a Coles Mastercard in-store, simply swipe it at the payment terminal and select Credit. If you’re prompted for a PIN, whatever four digit number you enter the first time becomes that card’s PIN.
Note that these Mastercard gift cards no longer work on the ATO or Goverment EasyPay websites but you can apparently still use them to pay the ATO over the phone.
Warning: It’s a good idea to tear open each Mastercard after you’ve scanned it at the checkout but before you pay so that you can check for signs of tampering. More information about this scam can be found here.
Also, you should always try to spend prepaid Mastercard and Visa gift cards sooner rather than later as the longer they sit idle, the higher the chance of a BIN attack (scammers brute force card number combinations until they find ones that work).
Points calculator
In addition to the 2,000 bonus points, you’ll also collect 1x Flybuys point per dollar spent.
More information
If you’re new to these offers, check out our step-by-step guide on how to earn points by buying gift cards.
If you want to know how frequently certain gift cards are included in these offers, see our Gift Card Offer History tool.
To be kept informed about future gift card promotions, follow us on Facebook and Instagram or subscribe to our weekly newsletter.
14 Responses
Can these cards be used for online shopping?
Yes and no. Yes in the sense that they can technically be used online, no because most online merchants don’t allow split card payments and in some cases they may just block prepaid gift cards altogether.
They’re generally much easier to use in-store.
Has anyone had recent success using these to pay the ATO over the phone? Worked for me about a year ago, but then did not work more recently.
It worked for me today.
Thank you. Wondering if there’s any difference between paying with a prepaid Visa (which from memory is the one that was declined for me) vs a prepaid Mastercard (which I think worked for me) when paying by phone?
Is that using the government easy pay service? How does that work when you need to use multiple cards? Do you just repeatedly enter the different card details and specify the amount each time?
Can these cards be purchased by using the same Coles Mastercard gift cards?
Even if it did work it would be a challenge to pull off since you can’t split card payments when buying gift cards at Coles without going through a staffed checkout and asking if you can pay with two cards.
If it still works you can recycle the card if you split payment at a self-serve checkout that accepts cash. At the cash terminal select Mixed Payment -> Cash -> Insert $5. Then go back and select card and pay the remaining $100 with your prepaid card. Thankfully on the newer cards (the ones with 3032 as their expiry if I remember correctly) you can set up a pin to use with the card, the older ones you had to sign and that would sometimes trigger the staff member to ask you if you are using a gift card to buy a gift card.
Coles Mastercard gift cards have always supported PIN verification. The very first one I bought back in June 2022 allowed me to set a PIN on it.
It sounds like you have confused them with Vanilla Visa gift cards, as only ones with 2030 expiry (or later) support PIN verification.
Could you use these cards to buy Wish gift cards on Qantas Marketplace.?
I believe Coles/Vanilla Mastercard gift cards stopped working on Qantas Marketplace in October 2024 and haven’t worked since.
I tried to use these cards on the Qantas marketplace the last time this deal ran, and the transaction was declined.
Thank you ☺️