The Qantas Pay card is a Qantas points earning prepaid Mastercard. Previously known as Qantas Cash and then Qantas Travel Money, it used to double as your Qantas Frequent Flyer membership card until May 2024 when it became a separate card under the name of Qantas Pay.
With the Qantas Pay card you will earn:
- 1x Qantas point for every $4 spent within Australia (some exclusions apply)
- 1.25x Qantas points for every $1 spent on Qantas.com, Qantas Wine and Qantas Marketplace
- 1x Qantas point for every $1 you convert to a foreign currency and every $1 you spend outside Australia (not recommended)
As the only prepaid debit card that earns Qantas points, the Qantas Pay card can be a good alternative for those who are unable or unwilling to obtain a credit or charge card (e.g. students, the newly self-employed, pensioners, retirees etc).
Perhaps the greatest benefit of the Qantas Pay card is that it earns an impressive 1.25x points per $1 spent on Qantas Marketplace, meaning you can use it to buy the Woolworths, Amazon, Bunnings etc gift cards that earn 3x points (sometimes more during a promotion) for a total of 4.25x points per dollar.
If you’re planning on using the Qantas Pay card overseas or to exchange currency, think again. Its conversion rate is considerably poorer than what you’ll get with competitors such as Wise, Revolut or many of the other debit and credit cards that don’t charge international fees.
Even during a bonus points promotion, the points you earn from Qantas Pay do not come close to justifying the cost of the currency conversions.
As long as you only use it in Australia and can tolerate its flaws, the Qantas Pay card can help you earn some extra points that you might otherwise miss out on.
3 Responses
If you have a tax bill and you pay it at the post office with the Qantas Pay card. Will you earn points?
No apparently not applicable for any bills.
Well that’s the story they told me when I asked where my points were because I spent thousands on council rates
Qantas don’t pay out 1pt for $4 spend and only after 2 months of using it find I’m scratching and clawing to get the points due on spend with Qantas pay. Honestly it’s just not worth it for me.